For Ayurveda Practitioners & Healthcare Entrepreneurs
Should you lease or own your clinic space?
A working weighing-scale for the decision every Vaidya faces when expanding — a new clinic room, a dispensing counter, or a pharmacy manufacturing unit. Fill in the numbers below; the scale settles on its own.
The Premises
If You Were to Buy It
The lower the occupancy yield, the more leasing tends to make sense — a landlord earning very little on the property's value has priced you a fair rent relative to what buying would cost.
EMI here is the loan payment alone. It leaves out stamp duty, interiors, GMP-compliant fit-out, equipment, and property tax — real costs if you're setting up a manufacturing or dispensing unit.
This compares against today's rent. Rent tends to rise; even at 10% a year, it roughly doubles in about seven years — worth weighing against a fixed EMI on a purchase.
If EMI runs higher than rent, ownership costs more right now, but that difference is building equity in premises you control — often the deciding factor once a clinic or pharmacy is past its early, uncertain years.